Services provided by Wells Fargo Advisors and Wells Fargo Affiliates

Benotti & Gaplert Wealth Management Group focuses on Comprehensive Wealth Planning, not just selecting investments. The areas considered in Comprehensive Wealth Planning include the following:

 

 

 

Retirement Planning - Help making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably and manage your assets before and during retirement.

Retirement Income Planning - Often overlooked is an understanding of how much annual income likely awaits you at retirement and whether that amount matches your expectations. We will help you determine which retirement income strategies you need to reach your retirement income goals.

Investments - Determining your asset-allocation needs. Helping you understand your risk tolerance and Recommend the appropriate investment vehicles to maximize your goals.

Education Planning - Recommending investment and accumulation strategies to help you fund for your children's education.

Charity Planning - Developing Strategies to meet your philanthropic goals.

Wealth Preservation Planning - Preserving your wealth for your family and future generations.

Trust and Estate Planning Strategies* - Working with estate-planning and trust specialists available through Wells Fargo Advisors and its affiliates to help review your wills and trusts, preserve your estate for your intended heirs, establish beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors.

Tax Management* - We work with your CPA to help make sure your portfolio is tax-efficient and develop tax-efficient investment strategies. We also have contacts in this area, so if you need a CPA, we will make an introduction to you for qualified tax specialists.

Risk Management** - Reviewing existing insurance policies.

Customized Strategies - Strategies developed for unique situations that need to meet specific needs.

Lending Services:  Through our Wells Fargo affiliates, you have access to banking services, including:

  • Securities-based lines of credit
  • Residential mortgages
  • Home equity financing
  • Small-business financing
  • Credit Cards

*Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

**  Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

**Lending and other banking services available through the Lending & Banking Services Group of Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801) Member FDIC; Wells Fargo Home Mortgage and Wells Fargo Equipment Finance, Inc. All loans and lines of credit are subject to credit approval, verification and collateral evaluation. Initial credit decision is subject to your meeting specific underwriting requirements, and final approval will be based upon your satisfying these requirements. Certain restrictions apply. Programs, rates, terms and conditions are subject to change without advance notice. Products are not available in all states. Licensed by New Hampshire banking department.

 

 

 

 

1031 like-kind exchanges available through Wells Fargo 1031 Exchange Services are offered through Wells Fargo Bank, N.A., a separate affiliate of Wells Fargo Advisors.

 Wells Fargo Advisors is not a legal or tax advisor. However, we will be glad to work with you, your accountant, tax advisor and or lawyer to help you meet your financial goals.